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Finance that
works for you. -
Smart, fast, and
tailored funding -
Truly
Independent
Advice
What we do
At Finance Elite, we help professionals secure the finance they need to buy or grow businesses in the nursery, dental and pharmacy sectors. With specialist insight and strong lender relationships, we simplify the process, secure competitive terms, and support you from first enquiry to final approval.
Helping associate dentists and established practice owners find the right finance.
Supporting operators, first-time buyers and group acquirers across the UK.
Supporting operators, first-time buyers and group acquirers across the UK.
Choosing the right finance broker matters.
Why Work With Us.
With Finance Elite, you get a small, experienced team by your side – no handovers, no call centres, just consistent expert support. We understand the challenges and guide you through them with clarity and care. Whether you’re buying a nursery, dental practice or pharmacy, we’ll help you make a confident, informed decision – financially and personally.
- Independent advice, tailored to you — not the lender
- Strong relationships with a large varied team of lenders
- Over £80 million in funding proposals presented to lenders last year.
We're all about helping you. See what our previous clients have to say.
New Case Studies
Frequently Asked Questions
Buying a Nursery, Dental Practice or Pharmacy
Your Questions Answered
We know that buying a dental practice, nursery or pharmacy is a big decision — and often your first. Below you’ll find answers to some of the most common questions our clients ask. If there’s anything we haven’t covered, just get in touch – we’re always happy to help.
How to Fund Your Business: FAQs for Nursery, Dental and Pharmacy Buyers
Whether you’re a first-time buyer or expanding your portfolio, securing the right finance can feel overwhelming. At Finance Elite, we specialise in making the complex simple — with honest guidance, expert support, and strong lender relationships across the nursery, dental and pharmacy sectors.
Below, we’ve answered some of the most common questions we receive. From deposits and timelines to sector-specific requirements, you’ll find clear, jargon-free advice to help you move forward with confidence.
Most deals complete within 6–12 weeks, but timing depends on the complexity of the purchase and the responsiveness of all parties involved. We’ll always keep you updated.
Typically, yes - lenders usually expect a deposit of 10–30%. However, there are ways to structure deals creatively, especially for strong applicants or existing operators. We’ll explore every option with you.
Absolutely. Many of our clients are buying their first practice or nursery. We’ll guide you through each step - from valuations to forecasts - and help you build a compelling case for lenders.
No. We’re fully independent, which means we can approach a wide range of lenders, and we tender your deal across the market to find the best terms.
That depends on the sector and whether you’re a new or experienced buyer. Typically, you’ll need a business plan, personal financials, CV, and relevant documents such as Ofsted reports, CQC registrations, or NHS contract details. We’ll help you prepare everything.
We are typically paid by the lender upon deal completion, but any applicable fees will be discussed with you upfront - no surprises, no hidden costs.
Get in touch: 01788 719614
The reviews are in!
Our clients trust us to make the finance process clear, straightforward, and sector-focused. From first-time buyers to established operators in the nursery, dental, and pharmacy sectors, we’re proud to have supported professionals across the UK in securing the funding they need to grow.
Finance Elite came highly recommended within the dental industry, and after speaking with Luke Shelton early on, it was clear that they understood the nuances of healthcare finance and could offer tailored support for a first-time acquisition.
A very professional, thorough and helpful experience. Tommy was at the other end of phone all the time and I always felt they were extremely approachable and trustworthy in their advice.
We were familiar with the finance process due to previous experiences but found that with FE, and especially our advisor, Luke Shelton, we were informed and checked-in on regularly throughout the process. It always makes such huge difference to know exactly who you can contact if you have any questions or problems, and to know that they will be there to respond swiftly