Dental Practice Finance Designed Around Your Goals
The Dental Practice Finance Specialists
Securing the right dental practice finance can make all the difference when buying, refinancing, or expanding a practice. At Finance Elite, we work exclusively in healthcare finance, with specialist knowledge of the dental sector. By partnering with leading banks and niche lenders, we deliver tailored funding solutions that help dentists achieve their goals with confidence.
Expertise in Dental Finance
Specialist advice on dental practice loans and valuations, whether you’re a first-time buyer or expanding your portfolio.
Strong Lender Relationships
Access to leading healthcare banks and niche lenders, with competitive rates negotiated on your behalf.
Flexible Funding Options
Tailored finance solutions for acquisitions, refinancing or growth, including options for 100% funding.
End-to-End Support
Step-by-step guidance through the entire finance process, with ongoing support beyond completion.
Want to dive deeper into dental finance? Explore expert tips and updates on our Insights page.
Understanding Deposits, Fees
& Lenders
When it comes to funding a dental practice, most lenders expect a deposit of around 10% – though in certain cases, 100% finance may be available. We’ll guide you through the different options, outlining any arrangement fees or commissions upfront so there are no surprises. With strong relationships across major healthcare banks and specialist finance providers, we can match you with the right lender to secure the most competitive terms for your circumstances.
How the Process Works
Securing the right dental practice finance can make all the difference when buying, refinancing, or expanding a practice. At Finance Elite, we work exclusively in healthcare finance, with specialist knowledge of the dental sector. By partnering with leading banks and niche lenders, we deliver tailored funding solutions that help dentists achieve their goals with confidence.
Step 1:
Initial Consultation
We start with a clear conversation about your background, goals and financial position, so we understand exactly what you need.
Step 2:
Lender Matching & Pre-Qualification
Using your information, we stress-test practice projections and identify the most suitable lenders before preparing your application.
Step 3:
Application & Negotiation
We manage the application process, navigate multiple offers and negotiate the best possible terms on your behalf.
Step 4:
Final Offer & Completion
Once the finance is agreed, we formalise the funding, support you through completion, and ensure everything is in place for a smooth start.
Frequently Asked Questions
Dental Practice Finance FAQs
Arranging finance for a dental practice can feel complex, so we’ve answered some of the questions we hear most often. If you don’t see what you’re looking for, our team will be happy to talk through your specific situation.
Most lenders require a deposit of around 10%, but in some cases 100% dental finance may be available depending on your circumstances.
Yes. Many of our clients are associates purchasing their first practice, and lenders often have specific products designed to support first-time buyers in dentistry.
From initial application to completion, securing funding typically takes 6–12 weeks. This can vary depending on the lender, legal process and complexity of the purchase.
We have strong relationships with all the major healthcare banks as well as specialist finance providers, giving you access to a wide range of options.
No. Alongside acquisitions, we also arrange refinancing of existing loans, funding for practice expansion and additional borrowing for improvements or new equipment.
Going direct limits you to one offer. As brokers, we have access to multiple lenders, insider knowledge of their criteria, and the ability to negotiate terms on your behalf—often securing better rates and structures than you’d get alone.
We’ll always aim to minimise the impact on your credit file by pre-assessing your eligibility and only approaching the lenders most suited to your profile.