Dedicated Pharmacy Finance Support.
From First-Time Buyers to Established Groups
Helping You Buy or Expand Your Pharmacy
Buying or expanding a pharmacy is a major step, and securing the right finance can make all the difference. At Finance Elite, we specialise in helping pharmacists access tailored funding solutions designed for the sector.
Our team specialises in arranging funding for pharmacy acquisitions. We understand the sector, the challenges of running a business in healthcare, and the pressure pharmacists face on a daily basis. By letting us take care of the funding process, you can stay focused on the professional side of ownership, knowing that the financial legwork is in safe hands.
Tailored Pharmacy Finance
Funding designed specifically for pharmacy acquisitions and expansions, with access to specialist lenders.
Expert Guidance
We manage the process from start to finish—negotiating with lenders and saving you time.
Flexible Options
From goodwill loans to freehold finance and debt restructuring, we’ll find the right solution for you.
Trusted Support
Our team understands the pharmacy sector and will guide you through every step with confidence.
Looking for detailed insights into pharmacy finance? Find resources and guidance on our Insights page.
Why Work With Finance Elite?
We act as your dedicated finance partner, working with a wide panel of trusted lenders to find the most competitive and suitable deal for your circumstances. From first enquiry through to completion, we handle the negotiation, paperwork, and communication – helping you save time and avoid unnecessary stress.
Our goal is simple: to give you the financial backing you need to achieve your ambition of pharmacy ownership or expansion, with the peace of mind that everything has been handled professionally.
How Pharmacy Finance Works
Not sure how pharmacy finance works? In this short video, we break down the process step by step—from your first enquiry through to securing the funds—so you know exactly what to expect.
Frequently Asked Questions
Pharmacy Finance FAQs
We know that buying or refinancing a pharmacy can feel complex, and you’ll likely have lots of questions along the way. To make things easier, we’ve answered some of the most common queries below. If you can’t find what you’re looking for, our team is always happy to talk through your individual situation.
There are several lending options available to pharmacy buyers, depending on your goals and the structure of the purchase:
Goodwill Loans
The most common type of funding in pharmacy acquisitions, based on the value of the business.
Freehold Loans
If you are purchasing the property itself, lenders may be able to finance the freehold. Owning the premises can add long-term security and value to your investment.
In addition, refinancing or debt restructuring options may be available if you already own a pharmacy and want to improve your financial position.
Yes. All lenders require the buyer to be a fully qualified pharmacist, registered with the General Pharmaceutical Council (GPhC).
A goodwill loan is based on the value of the pharmacy business itself. This is the most common type of funding for pharmacy purchases.
Yes. If you are purchasing the freehold premises, lenders may provide additional funding to cover the property.
Absolutely. We can support refinancing or debt restructuring to free up cashflow or reduce existing repayments.
Timelines vary depending on the complexity of the deal, but our team works proactively with lenders to keep the process as smooth and efficient as possible.